Month: April 2025

How to claim car insurance: step-by-step guide to taking action after an accident

Being in a car accident can be a stressful and often confusing experience. However, understanding how to apply for insurance correctly and efficiently can make the process much simpler. To do this, it is essential to follow some basic steps. Furthermore, each insurance company may have its own specific requirements and deadlines for opening claims, …

How to deal with car insurance denials: understand your rights and know what to do

Receiving a car insurance denial can be extremely frustrating, especially in times of need. Many people take out insurance trusting in the protection it offers against unforeseen events. However, when compensation is refused, doubts, insecurity and even mistrust arise. It is important to understand that insurance companies follow strict rules when analyzing claims. Small errors, …

How usage-based insurance works: is it worth paying per kilometer driven?

In recent years, the automotive insurance sector has undergone important transformations, driven by technology and the search for more personalized solutions. One of the models that has gained prominence is usage-based insurance, also known as pay-per-mile or insurance per kilometer driven. Unlike traditional insurance, which defines the value of the policy based on fixed criteria, …

Discount for good students on car insurance: How does it work and how to take advantage?

Obtaining a driver’s license is an important milestone in the lives of many students. However, along with the freedom to drive, financial responsibilities also arise. To alleviate this cost, many insurance companies offer special discounts for students, recognizing academic effort as an indication of responsibility on the road. This type of benefit can represent significant …

Auto and home insurance together: is it worth combining to save?

In an increasingly competitive market, many insurers have offered the option of combining different types of insurance into a single package. One of the most popular is the car and home insurance combo, which promises more practicality and significant savings on the total value of the policies. The idea of ​​unifying insurance is attractive: less …

How your driving history can influence the cost of your car insurance

Taking out car insurance involves several analyzes by insurers, and one of the most important is your driving history. This history gathers information about infractions, accidents, fines and risky behavior in traffic. Based on this data, the insurer assesses the level of risk involved in insuring a particular driver. Drivers with a clean record, without …