In recent years, the automotive insurance sector has undergone important transformations, driven by technology and the search for more personalized solutions. One of the models that has gained prominence is usage-based insurance, also known as pay-per-mile or insurance per kilometer driven. Unlike traditional insurance, which defines the value of the policy based on fixed criteria, …

Obtaining a driver’s license is an important milestone in the lives of many students. However, along with the freedom to drive, financial responsibilities also arise. To alleviate this cost, many insurance companies offer special discounts for students, recognizing academic effort as an indication of responsibility on the road. This type of benefit can represent significant …

In an increasingly competitive market, many insurers have offered the option of combining different types of insurance into a single package. One of the most popular is the car and home insurance combo, which promises more practicality and significant savings on the total value of the policies. The idea of ​​unifying insurance is attractive: less …

Taking out car insurance involves several analyzes by insurers, and one of the most important is your driving history. This history gathers information about infractions, accidents, fines and risky behavior in traffic. Based on this data, the insurer assesses the level of risk involved in insuring a particular driver. Drivers with a clean record, without …

Reducing car insurance costs is a priority for many drivers who want to keep vehicle costs under control. Although prices vary between insurers and driver profiles, the good news is that there are completely legal and effective ways to get more affordable insurance. Understanding how insurance companies calculate the premium amount is the first step …