Insurance Basics

What is an insurance deductible and how does it impact your pocket?

When taking out car insurance, it is common to come across the term “deductible”, but not everyone understands exactly what it means and how it impacts expenses in the event of an accident. Knowing how the franchise works is essential to make more informed decisions and avoid financial surprises. Choosing the deductible directly influences both …

Difference Between Comprehensive Coverage and Collision Coverage: Which Is Right for You?

When purchasing car insurance, understanding the coverage options available is essential to make an informed decision and ensure adequate protection. Among the most common modalities are comprehensive coverage and others collision coverage, which meet different types of situations and needs. Comprehensive coverage protects your vehicle against damage that doesn’t involve direct collisions, such as theft, …

What is car liability insurance and why do you need it?

When taking out car insurance, many people focus only on protection against theft or collisions, but forget one essential aspect: civil liability insurance. This modality offers coverage for damage caused to third parties, whether material or bodily damage, and can avoid large financial losses in the event of accidents. Imagine being involved in an accident …